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Terms

© Mycreditgroup.com, LLC.
Last Updated January 2023

You are visiting a website owned by MyCreditGroup, LLC. By using this website, you are entering into a legal agreement to abide by the terms of use you see here, and you are agreeing that you have read and fully understand these terms of use.

This Terms of Use Agreement (“Agreement”) applies to the websites operated by MyCreditGroup, LLC and any of its affiliates and subsidiaries (“Websites” or each individually “Website”) on which this Agreement is displayed. This Agreement also applies to your use of any goods, facilities or services offered through the Websites (collectively “Services”), regardless of how they are accessed. By accessing, browsing, or using the Websites, you acknowledge that you understand, accept and agree to be bound by this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference. You agree that, to the fullest extent required by the law of any state, you have been provided with, have received, and are agreeing to all disclosure and consent requirements. Certain Services may include additional terms; by agreeing to proceed with any such Services you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service.

Mycreditgroup.com’s Privacy Policy applies to your use of Mycreditgroup.com’s website, all services provided by us, and your request that Mycreditgroup.com contact you about its credit repair services.

1. About the Website Terms
The Website is a service made available by Mycreditgroup.com. If you do not agree to the Website Terms, please discontinue viewing the website. We may modify the Website Terms at any time. If you do not agree to the changes, you must discontinue using the Website, discontinue using Mycreditgroup.com’s services, and rescind your request that Mycreditgroup.com contact you about its credit repair services.

You are responsible for regularly reviewing the Website Terms, by clicking on the “Terms of Use” link at www.mycreditgroup.com.

2. About the Website
The Website gives users information about Mycreditgroup.com’s credit repair services, general educational and informational resources about credit, debt, and the ability to sign up for and engage Mycreditgroup.com’s services. The information on this site is accurate to the best of our ability but is not guaranteed to be accurate.

3. Signing Up for Mycreditgroup.com’s Services
You are not required to sign up for Mycreditgroup.com’s services in order to visit and read material on the Website; however, you need to be a paying client if you want Mycreditgroup.com to assist you in your efforts to improve your credit profile.

If you sign up, you agree to provide accurate information. You must be legally able to enter into contracts. It is your responsibility to make any updates to that information. Each sign-up is for a single person.

4. Ownership
The Website may contain information, photographs, designs, graphics, images, video, and other materials and effects (collectively, the “Content”) that are protected by copyrights, trademarks, service marks, trade dress, patents, or other intellectual or proprietary rights owned by Mycreditgroup.com. All trademarks and copyrighted information contained on the Website are the property of their respective owners.

Further, Mycreditgroup.com retains all rights (including intellectual property rights), title, and interest in the Website, technology, and data including any enhancements, software, applications, written content, images, and improvements related to the Website. You may not remove from any electronic or printed copy any copyright, trademark, or other without proprietary notice.

5. Use of Website and Materials
Mycreditgroup.com provides the Website and the Materials for your individual, non-commercial use and solely for the purpose of carrying out individual transactions with MyCreditGroup LLC. Any other use of the Website or the Materials is strictly prohibited. You may not, either directly or indirectly:

• Modify, republish, redistribute, or delete,  Materials without the express written permission of Mycreditgroup.com or the applicable rights holder;

• Reformat or reframe any portion of the Website, content, images, logos or Materials;

• Violate the Website Terms, applicable law or the rights of others; or disrupt or interfere with the security of, or otherwise cause harm to, the Website.

Any permitted use of the Website does not extend to using the Website or Materials for any illegal purpose, commercial purpose, or to distribute any illegal, harmful, threatening, defamatory, obscene, hateful, pornographic or other objectionable material of any kind, or to interfere with, abuse or otherwise violate the legal rights of any third party using the Website or Materials.

We may retain information that you provide, and we obtain, during your use of the Service.

Without limiting other remedies, we may limit, suspend, or terminate our service and user accounts, prohibit access to our website, remove hosted content, and take technical and legal steps to keep users off the Website if we think that they are creating problems, possible legal liabilities, or acting inconsistently with the letter or spirit of our policies. We also reserve the right to cancel unconfirmed accounts.

6. License
By using the Website, uploading content to or submitting any materials for use on the Website, you grant (or warrant that the owner of such rights has expressly granted) Mycreditgroup.com a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish,  create works from and distribute such materials and/or information generated through use of the Website or incorporate such materials and/or information generated through use of the Website into any form

7. Automated Activity
The Website may use robot exclusion methods, which include robots.txt files and HTML meta tags, which expressly allow and/or exclude specified automated programs from accessing certain portions of the Website. Much of the information on the Website is updated on a real time basis and is proprietary or is licensed to Mycreditgroup.com by our users or third parties. You agree that you will not use any robot, spider, scraper or other automated means to access the Website for any purpose, including but not limited to performing “offline” searches and mirroring, without our express written permission as indicated in the then current robots.txt file or HTML meta tags on the Website.

Additionally, you agree that you will not bypass our robot exclusion methods or other measures we may use to prevent or restrict access to the Website.

8. Linking
You may provide links to this Website, provided (a) you do not remove or obscure, by framing or otherwise, any portion  (b) you give Mycreditgroup.com notice of such link by sending an e-mail to supportteam@mycreditgroup.com and (c) you discontinue providing links to this Website if requested by Mycreditgroup.com.

9. Representations
You represent and warrant to us that (a) you are legally capable to enter into contracts, (b) you are providing us at all times true, accurate and up to date information about yourself, (c) you will comply at all times with the Website Terms and applicable law and (d) your use of the Website and any transactions that you make with us will not violate the rights of any third party.

10. Disclaimer
Mycreditgroup.com makes every effort to ensure the information presented in, on or through its Website is accurate; however, Mycreditgroup.com makes no guarantee as to such information and is not responsible for any resulting loss or damage.

11. Indemnity
You agree to indemnify, defend and hold harmless Mycreditgroup.com and its officers, directors, shareholders, employees, agents, subsidiaries, and affiliates (“My Credit Group Parties”), from and against any and all claims, losses, liabilities, expenses (including attorneys’ fees and costs) and damages arising out of or relating to your use of the Websites or Services, your violation of any third-party right or law, or your violation or alleged violation of this Agreement.

You must not settle any such claim or matter without the prior written consent of Mycreditgroup.com. The Mycreditgroup.com Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you further agree that you will cooperate fully in the defense of any such claims.

12. Privacy
We may, subject to and in accordance with our Privacy Policy found at https://mycreditgroup.com/privacy-policy/

13. Electronic Notices and Transactions
You agree to transact with us electronically. This means you agree to accept any terms and conditions and to transact any business with us by electronic means, which includes receiving all documents in email, HTML or PDF format and communicating over the Internet. You also certify that you are at least 18 years of age and have access to the Internet to receive Mycreditgroup.com’s services, to request that Mycreditgroup.com contact you about its credit repair services.You authorize us to send you important notices about the Website and any pending transactions to an email address you provide to us, if you are a paying member of Mycreditgroup.com or have requested that we contact you about our credit repair services. It is your duty to keep your email address up to date and to maintain a valid email address and to ensure that emails we send you are not filtered or stopped by spam filters or other types of email blocking functionalities. If you no longer desire to transact electronically with us, you may no longer use the Website or Mycreditgroup.com’s services. You can retrieve and review the Website Terms at any time by visiting https://mycreditgroup.com, and may receive paper copies by calling Mycreditgroup.com at 855-598-0446

14. Notice Regarding Technology
Your use of the Website must comply with all applicable laws in the territory in which you access and use the Website.

15. Confidentiality of Information
ALL ARTICLES AND MATERIAL DISPLAYED BY US ON THE WEBSITE ARE FOR INFORMATION ONLY (EXCEPTING MYCREDITGROUP.COM’S PRIVACY POLICY AND THE WEBSITE TERMS, WHICH ARE BINDING CONTRACTS), ARE NO SUBSTITUTE FOR SPECIFIC ADVICE, AND ARE IN NO MANNER TO BE CONSIDERED LEGAL ADVICE OR OTHER LICENSED PROFESSIONAL ADVICE OR A SUBSTITUTE FOR LEGAL ADVICE. Mycreditgroup.com does not represent or guarantee the accuracy or reliability of any advice, or other information displayed or distributed through the Website. You acknowledge that any reliance upon any such materials,  information shall be at your sole risk. Mycreditgroup.com reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the Website.

Any information contained on the Website with respect to results obtained by Mycreditgroup.com is not meant to indicate that the same or similar results can or will be obtained in other cases or situations. Results will vary depending on the facts and circumstances of each individual matter. Prior results do not predict, warrant or guarantee a similar outcome. References to past or present members or the circumstances of their specific matters do not constitute testimonials or endorsements by such members, nor are they a guarantee, warranty or prediction of the outcome of your matter.

You are solely responsible for (a) maintaining the confidentiality and security of your login information, passwords, and any other security or access information used by you or anyone you authorize on your behalf to access the Website and your account information, (b) preventing unauthorized access to or use of the information, files, or data that you store or use in or with Mycreditgroup.com’s Website, (c) all electronic communications, including account registration and other account holder information, email and financial, accounting and other data entered using the Mycreditgroup.com Website, and (d) without limiting the foregoing, any and all activities that occur under your account. Mycreditgroup.com will assume that any communications received using the Mycreditgroup.com Website was sent or authorized by you. You agree to immediately notify Mycreditgroup.com if you become aware of any loss, theft, or unauthorized use of the Mycreditgroup.com Website or your account information.
Please do not use the information on our website to distribute unsolicited bulk e-mails, solicitations or inquiries. The foregoing acts will constitute a violation of the Website Terms.

 

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