How our debt settlement program works
Your finances are unique — your debt relief options should be too.
Your settlement program will be customized to your exact circumstances and goals.
Type of Debts We Can Help You Settle
We have a long history working with collection companies. In fact, we’re one of the oldest debt settlement companies in the industry, which allows us to help our clients resolve most collections. Examples of debt we may be able to help with include:
Pay for Deletions
We’re the only debt settlement company (that we’re aware of anyway) that includes pay for deletions with our negotiations.
If successful, that means not only will your collection be paid off, it will be removed completely from your credit report which could have a very positive impact on your credit score.
What That Means For You
- Possible increase in credit score.
- Lower debt to credit ratio.
- Increased chances home and auto loan approval.
Benefits of our debt settlement services
My Credit Group’s debt settlement program is unlike any out there. It’s more affordable, comes with credit repair, and will likely improve your credit instead of hurting it.
Frequently asked questions
Bankruptcy will stay on your credit report for 10 years. Since we're dealing with current collections, our program if successful will likely improve your debt to equity ratio and possibly your credit score. Keep in mind, every circumstance is different. If you need bankruptcy advice, speak to a bankruptcy attorney. Traditional settlement programs usually do have a negative impact on your score because they tell you to stop paying your bills until you've saved enough to settle. Our program works with current collections so will not ever have a negative impact. Impossible to say without seeing your credit profile. Some of our clients were ready while still in the process, others needed a little more work. It is included free without our credit repair program which is 89.00 per month, cancel anytime. Canceling your service is easy. Just call or email your debt specialist and you'll be done. No further fees or charges.
Is debt settlement better than bankruptcy
Will debt settlement hurt my credit score?
How long after debt settlement can I buy a house?
Cost of your program?
How to cancel my debt settlement contract?
Snowball Vs Avalanche: Which method is better?
Start Reducing Your Debt Today
Schedule a free consultation today to see how we can help you.