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Credit repair services you can trust. Results you can see.

Our personalized credit repair program ensures the best results by utilizing every available tool, all at an affordable price, because every point counts.

How our credit repair services work

Assess, Repair, and Rebuild: Your coach and you will assess your credit, resources, and
goals to develop the best plan to fix your bad credit and start rebuilding new, positive credit.


We understand that you have unique circumstances and needs. The plan we develop to rebuild your credit will be perfectly tailored to fit your specific credit profile, financial resources and your goals.


We don’t do generic dispute letters. We use every tool possible to fix your credit including bureau and creditor disputes, debt validation, goodwill negotiations, settlements and pay for deletions.


Once we’ve addressed all of the negative items, we will focus on helping you rebuild your credit by establishing new, positive lines of credit. Our goal is to ensure that you have a healthy “credit mix”.

Benefits of our credit repair program

Repairing your credit isn’t as easy as disputing anything and everything with the credit bureaus. This is actually part of the reason why the credit repair industry has such a bad reputation.

However, this doesn’t mean that your credit can’t be fixed. It simply means that it has to be done properly.

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Creditor & collector disputes

Credit bureau disputes have limitations, as creditors and collectors follow different laws and processes than credit bureaus. If a bureau dispute is unsuccessful, working with the creditors often times does the job.

Goodwill negotiations

Depending on your history with a creditor, we may be able to negotiate what’s called “goodwill negotiation” in which the creditor agrees to remove a negative item from your credit report as an act of goodwill.

Settlements & pay for deletes

This is the most effective, legal, and permanent method of credit repair, which includes negotiating settlements and paying for deletions with collections that cannot be resolved with dispute letters.

New credit lines

Addressing bad credit is only part of a good credit profile. The other part is rebuilding and properly managing positive credit lines. We will guide you through the process of establishing new, positive credit lines.

Credit repair services

Why choose us?

We have honed our credit repair process and customer service procedures for almost two decades. As a result, MyCreditGroup has become the gold standard for ethical, honest, and effective credit repair.

A+ Rating with the BBB
Among the lowest prices in the industry
30-day money-back guarantee
Zero complaints with the BBB
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Frequently asked questons

What types of accounts can be deleted?

In general, any inaccurate, outdated, or unverifiable information on your credit report can be disputed and potentially deleted. This can include negative items such as late payments, collections, charge-offs, bankruptcies, foreclosures, and judgments, as well as errors in personal information such as incorrect addresses or social security numbers.

However, it’s important to note that accurate and verified information cannot be removed from your credit report.

How long do negative items stay on my credit?

The length of time that items stay on your credit report can vary. Here are some general guidelines:

Late payments: Late payments can stay on your credit report for up to seven years from the date they were first reported.

Collections: Collections can also stay on your credit report for up to seven years from the date they were first reported.

Charge-offs: Charge-offs, which occur when a creditor writes off a debt as uncollectible, can also stay on your credit report for up to seven years from the date they were first reported.

Bankruptcies: Chapter 7 bankruptcies can stay on your credit report for up to ten years from the filing date, while Chapter 13 bankruptcies can stay on your credit report for up to seven years from the filing date.

Foreclosures: Foreclosures can stay on your credit report for up to seven years from the date of the first missed payment that led to the foreclosure.

Should I stop paying my bills?

No. You should always try to pay your bills on time.

Do you offer any guarantees?

Yes. We offer a no questions asked 30-day money-back guarantee.

Will you pull my credit reports for me?

Yes. During your consultation we’ll try and pull all 3 of your credit bureaus free of charge. These do not hurt your credit.

How do I cancel my service?

Just call or email your credit coach and let them know you’d like to cancel. You’ll be cancelled immediately with no further charges.

Can I pay more for better results?

We appreciate anyone who trusts us with their credit, but we provide the same level of service to all customers, regardless of how much you pay.

Can I pay your fees upfront?

No, it’s illegal to charge any type of upfront fee for credit repair services.

Ready for a fresh start?

Schedule a free consultation today to see how we can help you.

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