Four easy steps to better credit
From credit repair to debt settlement and new lines of credit, our credit repair process includes everything you need.
Credit Repair Starts With a Plan
No two credit reports are alike and neither are the solutions. You’ll be assigned a personal credit coach, and together you’ll design a plan perfectly tailored to your personal circumstances and goals.
Your plan will be built around:
Remove innacurate information
We go well beyond credit bureau disputes and use every tool available. We go to the bureaus, original creditors, and collectors.
If we can't delete it, we'll try to settle it.
If an item is accurate and verified, it can’t be deleted. But most debt collectors will make settlement arrangements.
We’ll try and negotiate a reduced payment plan, and we’ll also try to negotiate a pay for delete.
Establish new credit lines
Addressing negative information is half the credit repair process. The other half is building positive lines of credit.
When the time is right, we’ll coach you on building the “perfect mix of credit”. When to apply and who to apply with.