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How can we help you?

How much does your credit repair program cost?

We charge $89.00 per month charged after the work is done each month. It includes every service we offer and you can cancel anytime.

How soon will I start seeing results?

You will start receiving update within 30 to 45 days. The Credit Bureaus will mail directly to you. If you have a monitoring services, they may contact you electronically.

Is there a guarantee?

It is illegal and unethical to guarantee results. However, we do guarantee that we will do everything we promised to do each month or you will not be charged for that month.

How are you different than other credit repair companies?

The reason so many people choose My Credit Group is because before we even start repairing your credit we help you develop a plan. A plan tailored to your specific circumstances, your finances, your goals and your state’s statutes. Yes, there are still certain times when a standard dispute letter might do the job, but more times than not you’re going to need more.

What are pay for deletions

Some collection agencies will agree to delete the negative listing from your credit report once you pay it off. This is known as a pay for delete or pay for deletion.

My Credit Group specializes in both debt settlement negotiations and pay for delete services. *Please note original creditors will almost never agree to delete.

Will you help me get my credit reports?

Yes, My Credit Group will help you obtain your credit reports from It is free and they are very detailed. You can also create a free experian account at, and Most of our clients have these accounts already..

How do I cancel?

You may cancel anytime by sending an email to or call 855-598-0446.

Is there a couples discount?

Yes, couples receive a 20% off discount and you do not have to be married.

Do you work on business credit?

Yes, we do work on Business credit. Please ask for more information on this topic.

How long before I can apply for new credit?

This is a case by case basis. For some, you can apply and be approved for credit immediately. For others, much work is needed on your current accounts, or credit score in general before you should apply for new credit.

Can I fix my credit report or credit score on my own?

Yes you can! While disputing negative items on your credit report is not difficult at all. The task is however, time consuming and filled with many pitfalls you must be aware of when dealing with credit reporting agencies and creditors.

How long will it take to repair my credit report?

Average client takes about 3-6 month and for tougher case they can go anywhere from 6-12 months.

How much does credit repair cost?

If you do it yourself credit repair doesn't cost anything.  If you choose to hire a professional company like My Credit Group, the cost is 89.00 per month.

Does credit repair work?

Credit repair works to remove inaccurate or unverifiable information. If you have accurate and verified information on your credit report like a collection account, you may need the help of a debt settlement company

Can credit repair companies remove late payments?

If a late payment was reported correctly to one of the three main credit bureaus (Experian, TransUnion, and Equifax), that late payment will not be removed unless they are unable to verify it in a timely manner.

Is credit repair legal?

Yes, credit repair is legal in all 50 states according to the federal Fair Credit Reporting Act.

Are credit repair companies worth it?

A credit repair company cannot do anything that you can't do yourself. They can, however, save you time and effort and will know the best way to address certain issues.

Can credit repair companies remove collections?

Credit repair companies can help consumers remove inaccurate or unverifiable collections from credit reports. If a collection is accurate and verified it will stay on your credit report for 7 years. In some cases, a company like My Credit Group can negotiate a pay for deletion with a collection agency.

Better Credit Starts Here!

Schedule a free consultation today to see how we can help you.

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