Your credit score health is important and credit repair can help, but in order to achieve a good credit score, you must 1st be able to clear your head and take the bull by the horns. It is important to do a credit report check-up and not be afraid of what you may see. Credit [...]
Does Credit Repair Work Many Consumer ask Does Credit Repair Work? Sure, In almost all consumer credit reports you will find errors within a tradeline that differ from between the 3 bureaus. Consumers have the right to question those errors. If you identify information in your file that is incomplete, inaccurate, or unfamiliar to you [...]
Understanding medical debt removal and how it will impact the credit reports is important. The three major consumer reporting agencies (Equifax, Experian, and TransUnion) will be implementing changes to medical collections on consumer credit reports. The changes in medical debt removal will include: Paid medical collections will no longer be reported on consumer credit reports [...]
What is a Mortgage Credit Score? A Mortgage Credit Score is calculated with certain guidelines set by the mortgage industry; In fact, most Industries set their own parameters. The most commonly used for the Mortgage Industry use the following Credit Scores under the FICO® algorithm. Equifax Beacon® 5.0 Experian®/Fair issac Risk Model V2SM Transunion [...]
Beware of Credit Scams There is another Phishing scam that has already accumulated victim’s to a high degree. Citibank is warning its users to be aware of any emails that are coming from them. This email scam pretends to be Citibank and let me tell you, it looks pretty legit as it carries the [...]
As the new year approaches for some of us, our New Year’s Resolution is to get our credit report and Credit score back in order, but before you can do that you are faced with the Holidays and maxing out your credit to please your friends and families with lavish gifts. STOP! Put that credit [...]
Most people do all they can when it comes to credit repair. They pay their bills and try to keep their credit cards from making the wrong charges, but for some reason, their reports and scores never quite seem to work out as well as they hope. To help you make some sense out of [...]
We are all aware that we are responsible for our credit accounts and falling behind triggers all types of problems for your credit, namely Collection accounts. In some cases, you may default completely with your creditor who will then charge off the account and sell it to a collection agency. This is when you [...]
