My Credit Group

About My Credit Group

This author has not yet filled in any details.
So far My Credit Group has created 15 blog entries.

Does Credit Repair Work

2022-07-15T11:55:35-05:00

Does Credit Repair Work Many Consumer ask Does Credit Repair Work?  Sure, In almost all consumer credit reports you will find errors within a tradeline that differ from between the 3 bureaus. Consumers have the right to question those errors. If you identify information in your file that is incomplete, inaccurate, or unfamiliar to you [...]

Does Credit Repair Work2022-07-15T11:55:35-05:00

Understanding Medical Debt Removal

2022-06-23T12:12:57-05:00

Understanding medical debt removal and how it will impact the credit reports is important. The three major consumer reporting agencies (Equifax, Experian, and TransUnion) will be implementing changes to medical collections on consumer credit reports. The changes in medical debt removal will include: Paid medical collections will no longer be reported on consumer credit reports [...]

Understanding Medical Debt Removal2022-06-23T12:12:57-05:00

What is a Mortgage Credit Score?

2022-06-09T15:33:19-05:00

  What is a Mortgage Credit Score? A Mortgage Credit Score is calculated with certain guidelines set by the mortgage industry; In fact, most Industries set their own parameters. The most commonly used for the Mortgage Industry use the following Credit Scores under the FICO® algorithm. Equifax Beacon® 5.0 Experian®/Fair issac Risk Model V2SM Transunion [...]

What is a Mortgage Credit Score?2022-06-09T15:33:19-05:00

HOW TO SURVIVE INFLATION AND YOUR CREDIT

2022-06-09T15:23:18-05:00

As we have all noticed our dollar doesn’t go as far as it once use too.  A lot of us are looking for ways on how to survive inflation and manage your credit at the same time. Inflation specifically will not affect your credit report and there are ways to save and pay your creditors [...]

HOW TO SURVIVE INFLATION AND YOUR CREDIT2022-06-09T15:23:18-05:00

Mortgage Borrowers affected by Covid 19

2020-03-31T14:22:51-05:00

Please read carefully Mortgage Borrowers affected by Covid 19 Forbearance/Deferment of Mortgage Payments:   Typically allows for borrowers to lower or skip payments for a period of time due to a financial hardship.   Legislation in the works for plan to: Provide borrowers to obtain a 90 Day break from their mortgage payments (however, this [...]

Mortgage Borrowers affected by Covid 192020-03-31T14:22:51-05:00

Get your Credit Score and Finances back on track for 2020

2020-01-01T12:18:29-05:00

Get your Credit Score and Finances back on track for 2020.  Ask yourself,  did you achieve the financial wellness you had hoped for in 2019?  If the answer is “NO” make this New Year, Your year to financial freedom because all those opportunities you missed in 2019 you can make them a reality in 2020.  [...]

Get your Credit Score and Finances back on track for 20202020-01-01T12:18:29-05:00

Understanding Your Credit When You’re a Member of the Military

2022-06-23T12:25:14-05:00

To all of our beloved Service Members, reservist and Members of the National Guard.  Your credit is very important to your future while on active duty and after your service.  Please be aware of the benefit afforded to you when on Active Duty.  These rights are there for you to prevent being taking advantage of [...]

Understanding Your Credit When You’re a Member of the Military2022-06-23T12:25:14-05:00