Your credit score health is important and credit repair can help, but in order to achieve a good credit score, you must 1st be able to clear your head and take the bull by the horns. It is important to do a credit report check-up and not be afraid of what you may see. Credit [...]
About My Credit GroupThis author has not yet filled in any details.
So far My Credit Group has created 15 blog entries.
Does Credit Repair Work Many Consumer ask Does Credit Repair Work? Sure, In almost all consumer credit reports you will find errors within a tradeline that differ from between the 3 bureaus. Consumers have the right to question those errors. If you identify information in your file that is incomplete, inaccurate, or unfamiliar to you [...]
Understanding medical debt removal and how it will impact the credit reports is important. The three major consumer reporting agencies (Equifax, Experian, and TransUnion) will be implementing changes to medical collections on consumer credit reports. The changes in medical debt removal will include: Paid medical collections will no longer be reported on consumer credit reports [...]
What is a Mortgage Credit Score? A Mortgage Credit Score is calculated with certain guidelines set by the mortgage industry; In fact, most Industries set their own parameters. The most commonly used for the Mortgage Industry use the following Credit Scores under the FICO® algorithm. Equifax Beacon® 5.0 Experian®/Fair issac Risk Model V2SM Transunion [...]
As we have all noticed our dollar doesn’t go as far as it once use too. A lot of us are looking for ways on how to survive inflation and manage your credit at the same time. Inflation specifically will not affect your credit report and there are ways to save and pay your creditors [...]
Please read carefully Mortgage Borrowers affected by Covid 19 Forbearance/Deferment of Mortgage Payments: Typically allows for borrowers to lower or skip payments for a period of time due to a financial hardship. Legislation in the works for plan to: Provide borrowers to obtain a 90 Day break from their mortgage payments (however, this [...]
What You Need to Buy a House in 2020 You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are trying to figure out where to start as a first-time homebuyer buying a home in 2020, you should know [...]
Beware of Credit Scams There is another Phishing scam that has already accumulated victim’s to a high degree. Citibank is warning its users to be aware of any emails that are coming from them. This email scam pretends to be Citibank and let me tell you, it looks pretty legit as it carries the [...]
Get your Credit Score and Finances back on track for 2020. Ask yourself, did you achieve the financial wellness you had hoped for in 2019? If the answer is “NO” make this New Year, Your year to financial freedom because all those opportunities you missed in 2019 you can make them a reality in 2020. [...]
To all of our beloved Service Members, reservist and Members of the National Guard. Your credit is very important to your future while on active duty and after your service. Please be aware of the benefit afforded to you when on Active Duty. These rights are there for you to prevent being taking advantage of [...]